Basic Term Life Insurance

Princeton University provides, at no cost to you, basic term life and accidental death and dismemberment (AD&D) insurance coverage until age 60 equal to one times your annual base salary, rounded up to the next $1,000, up to a maximum of $500,000. For example, if your annual base salary is $40,500, the basic term life and AD&D insurance benefit is $41,000. Life and AD&D insurance coverage increases automatically with salary increases.

For AD&D insurance, if you suffer the loss of your eyesight or a limb, or die as a result of an accident, this insurance pays a lump sum to you or your beneficiaries.

At age 60, basic life and AD&D coverage is reduced according to the schedule found here. Your enrollment in the basic life and AD&D insurance plans terminates the day your employment ends at Princeton.


If there are any discrepancies between the information in this publication, verbal representations, and the plan documents, the plan documents always govern. Although Princeton intends to continue these benefits, the University reserves the right to amend or terminate these plans at any time. Any inquiries concerning details of the benefit listed here should be addressed to the Office of Human Resources at (609) 258-3300. More detailed information can also be found on the Human Resources website.

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