Basic Term Life Insurance

Princeton University provides, at no cost to you, basic term life and accidental death and dismemberment (AD&D) insurance coverage until age 60 equal to one times your annual base salary, rounded up to the next $1,000, up to a maximum of $500,000. For example, if your annual base salary is $40,500, the basic term life and AD&D insurance benefit is $41,000. Life and AD&D insurance coverage increases automatically with salary increases.

For AD&D insurance, if you suffer the loss of your eyesight or a limb, or die as a result of an accident, this insurance pays a lump sum to you or your beneficiaries.

At age 60, basic life and AD&D coverage is reduced according to the schedule found here. Your enrollment in the basic life and AD&D insurance plans terminates the day your employment ends at Princeton.


The University intends to continue each of the benefit plans but reserves the right to terminate or amend any plan at any time and for any reason. Any inquiries concerning details of the benefits listed here should be addressed to the Office of Human Resources, Overlook Center, Suite 400, (609) 258-3300. More detailed information can also be found on the Human Resources website.

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