Long Term Disability

Faculty members are eligible for University-paid long term disability insurance coverage after one year of service. The one-year waiting period is waived if the faculty member was enrolled in a long-term disability plan with the previous employer. The previous employer is defined as the faculty member's most recent employer prior to joining the University. However, employment with the previous employer will not be credited if employment was terminated more than six months before the individual was appointed as a faculty member at Princeton University. Written verification must be provided by the previous employer. Under this plan, a faculty member who qualifies for long-term disability payments will receive a monthly sum that, together with benefits derived from Social Security and/or Worker's Compensation programs, will equal 60 percent of base salary at the onset of the disability, up to a maximum benefit of $10,000 per month. Eligibility for most benefits, including health care plan coverage, will continue during the period of long-term disability.

The Long Term Disability (LTD) Buy-up Plan offered through The Hartford allows employees to elect a higher level of LTD coverage to supplement the core LTD plan. Coverage is 66.67% of pre-disability base salary earnings up to a maximum monthly benefit of $15,000 per month. Participation in this plan is voluntary. For more information visit: https://hr.princeton.edu/thrive/well-being-resources/long-term-disability-buy-plan

 


If there are any discrepancies between the information in this publication, verbal representations, and the plan documents, the plan documents always govern. Although Princeton intends to continue these benefits, the University reserves the right to amend or terminate these plans at any time. Any inquiries concerning details of the benefit listed here should be addressed to the Office of Human Resources at (609) 258-3300. More detailed information can also be found on the Human Resources website.

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